Select âPay with HSA/FSAâ at checkout
Look for eligible items, then choose Pay with HSA/FSA during checkout to start the flow.
Eligible customers can use pre-tax HSA/FSA funds on qualifying recovery products. Complete a quick health assessment and check out with your HSA/FSA card.
Eligibility depends on your needs and plan rules.
Choose HSA/FSA at checkout, complete a quick health assessment, then pay with your HSA/FSA card to unlock savings.
Look for eligible items, then choose Pay with HSA/FSA during checkout to start the flow.
Answer a few short questions so a provider can determine eligibility. If approved, youâll receive a Letter of Medical Necessity thatâs typically valid for 12 months.
Once approved, pay with your HSA/FSA card to capture pre-tax savings. Prefer flexibility? Split Pay can let you divide your purchase between a regular card and your HSA/FSA card.
HSAs and FSAs let you pay for qualifying health and recovery expenses with pre-tax dollars. When an item qualifies and youâre approved, your effective out-of-pocket cost can be lower than paying after-tax.
Search these common questions to get the answers you need for HSA | FSA payment options.
HSA/FSA funds are pre-tax. Paying with these accounts (or reimbursing after purchase) uses dollars that arenât subject to income taxâoften resulting in up to 40% savings depending on your tax situation. Always check your plan rules.
Eligibility is determined for each shopper via a quick online assessment, and a Letter of Medical Necessity (LMN) is part of the process to qualify for payment or reimbursement with pre-tax HSA/FSA dollars. Products that commonly qualify are labeled to help you find them faster.
An LMN is a providerâs letter stating a product is medically necessary for your condition. Complete our brief assessment; if approved, your LMN is issued digitally and typically valid for 12 months. Youâll receive it by email and can access it anytime in the Medpaid patient portal.
Log in to the Medpaid patient portal. Your username is the email you used at checkout. If you havenât set up your account yetâor need to resetâselect âForgot passwordâ to create or reset your password. Once signed in, you can download your LMN anytime.
Pay with HSA/FSA: Complete the quick assessment to obtain an LMN and, once qualified, pay at checkout with your HSA/FSA card.
Reimbursement: Pay with any card, complete the assessment to obtain an LMN, then submit your receipt and LMN to your HSA/FSA administrator for repayment. Step-by-step help: How to pay with HSA/FSA.
The assessment takes less than 1 minute, and determinations are typically made in seconds. Approved LMNs are emailed immediately.
Basic contact info, a short description of your symptoms or goals, and (optionally) relevant history. No lengthy medical records are required for most shoppers.
Yes. Keep your receipt and LMN. Submit both to your HSA/FSA provider for reimbursement according to your planâs rules and timelines.
The LMN is complimentary when taken with an associated purchase. If you prefer an individual LMN without a product purchase, a marginal fee may apply.
LMNs are typically valid for 12 months from the date of approval unless your plan specifies otherwise.
Absolutely. You can purchase with any card. If you later open an HSA/FSA and your item qualifies with an LMN, reimbursement may be possible per plan rules.